AUTO GUARD Complaints - Never been helped but the money was debited

I was introduced by a friend to this service insurance. They made me signed a contract and I paid the R350 p/m for 10months. At the time my car was due for service, they refused to pay the service provider, their reason was "My car service is expensive". If I pay for myself they will refund my money back, but I must wait for 40days. when they days gone and was time to pay my R3500 they came up with another excuses. I reported to Legal Wise, they also cant get hold of this people. Until now I have lost that money.
Please help me!

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